Payment Plans

Choose a suitable product or service, inform the customer service representative that you would like to pay using ESTO installments, and then confirm your order. When confirming your purchase, select a suitable period, the monthly payment amount, and sign digitally using your ID card, Smart-ID, or Mobile-ID.

ESTO installments are available to all citizens of the Republic of Estonia aged 18–70.
ESTO installments can also be quickly and conveniently arranged for legal entities.
ESTO installments are provided and managed by ESTO AS.

ATTENTION! Each installment agreement is a financial obligation. Before entering into an installment agreement, please review the terms and conditions of the service and consult a specialist if necessary. The annual percentage rate (APR) of ESTO installments is 23.63% under the following example conditions: credit amount 1490 EUR, cost of goods/services 1490 EUR, down payment 0%, fixed interest rate 11.90%, contract fee 0 EUR, total credit amount and total repayment amount 1844.64 EUR, assuming the credit is repaid over 24 months in equal monthly installments of 76.86 EUR. Please review the terms and consult a specialist if necessary before signing the agreement. ESTO installments are provided and managed by ESTO AS.

WHAT IS ESTO?
ESTO is a financial services company established in 2016. The brand was created to meet the need for a new generation of payment solutions suitable for both consumers and merchants. Today, ESTO offers the widest range of payment solutions in the Baltic region, with a partner network of over 2,600 merchants and stores and more than 300,000 customers.

View the terms and conditions here: www.esto.eu/ee

If needed, contact an ESTO AS representative at info@esto.ee or via LIVE chat at www.esto.eu/ee.